ObamaCare Hype Vs Legislative Fine Print

During his health care hype speech at George Mason University this week President Obama bellowed:

ObamaCare

If you like your doctor, you’re going to be able to keep your doctor. If you like your plan, keep your plan.

I don’t believe we should give government or the insurance companies more control over health care in America. I think it’s time to give you, the American people, more control over your health. (Applause.)

Let’s break this down and examine the component parts individually:

Can you keep your doctor? A survey of physicians taken last summer by Investors Business Daily found that 45% “would consider leaving their practices or taking early retirements if the Democrats’ reform became law.”  In another poll taken by Medicus, 30% of physicians said they’d quit the medical profession if ObamaCare passed.  You can’t keep your doctor if he quits! It seems likely from these surveys that 30% – 45% of us will have to find different doctors – if we can.

Can you keep your current health plan if you like it? Section 1302 of ObamaCare is titled: “Essential Health Benefits Requirements.”  It empowers the Secretary of Health and Human Services to determine what benefits are “essential” and thus must be included in every health plan.  To the extent the Secretary determines your plan is out of compliance with his/her opinions of “essential benefits,” your plan will have to change.  It won’t be the same plan.

If your plan has an annual or lifetime cap on the amount the company is required to pay (as most plans do) that cap will immediately become illegal, and your premium will most likely have to increase to compensate the company for greater cost and risk.

These changes would occur within the first year.  Later on, there would be even more mandated changes that would further change and/or increase the cost of your plan.  The name of your plan may not change, but it won’t be the same plan you now have and wish to keep.

Would the ObamaCare give “you, the American people” more control over your health, vs government or the insurance company? Of course not!  The legislation is some 2,700 pages of new government imposed controls, mandates, and regulations!  The word “shall” – as in “must” or “required to” – appears over 3,000 times!  There are some 51 new bureaucracies created for the purpose of writing and enforcing government regulations.  Of all the claims made by Obama and his health care buddies, this is probably the most preposterous.

1 Comment so far

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